LuniumPay · Pricing · Pix and stablecoin API
LuniumPay pricing
LuniumPay pricing is set per partner and drops with volume. Standard integration: 2% + R$ 2.00 per operation. Volume partners: negotiated rates down to 35 bps over Binance USDT spot for exclusive partners. Your key's current rate is returned by GET /keys/me and every quote is already net of fees. No monthly fee; start at any volume.
Standard rates by product
These are the rates of a new key, before any negotiation. 100 bps = 1%.
| Product | API flow | Standard rate |
|---|---|---|
| Buy (Pix → crypto) | cash-in, POST /cashin/charge | 2% + R$ 2.00 per operation |
| Sell (crypto → Pix) | cash-out, POST /cash-outs | Per quote: rate set per key, negotiable |
| Custody deposit (Pix → BRL balance) | balance, destino=saldo | 0% (the buy rate applies only on conversion) |
| Custody withdrawal (Pix or crypto) | POST /payouts, POST /saldo/sacar-cripto | 1% + provider fee |
| DePix buy (Pix → DePix on Liquid) | cash-in delivered in DePix | 1% + R$ 1.00 |
| DePix sell (DePix → Pix) | cash-out from DePix | 1.5% + R$ 1.00 |
Volume partners negotiate these rates. The rate is locked into each operation when it is created: changing the key's rate later does not change charges or orders that are already open.
How the rate shows up in the API
- Your key's rate:
GET /keys/mereturns the key's current rate. It is the source of truth for your integration, including after a negotiation. - Net quotes:
POST /cashin/previewandPOST /cash-outs/previewalready apply your key's rate. The amount the quote shows is net; do not deduct the fee again. - Rate locked per operation: each charge and each order records the rate when it is created. Reconciliation uses that recorded rate.
- Custody:
GET /saldoreturns your key's deposit rate, withdrawal rate and the estimated provider fee.
Calculation details, partner commission (sub fee) and rounding are in the integration manual.
Frequently asked questions
How much does LuniumPay cost?
On the standard integration, 2% + R$ 2.00 per buy operation (Pix → crypto), with no monthly fee. LuniumPay pricing is set per partner and drops with volume; you can start at any volume.
What is the lowest LuniumPay rate?
Volume partners negotiate their rate, down to 35 bps (0.35%) over Binance USDT spot for exclusive partners.
How do I see my key's rate?
GET /keys/me returns your key's current rate, and every API quote is already net of fees. The rate is locked into each operation when it is created.